God, I'm fucking bored.
Best movie lines?
"Maybe later you can chew the bark off my big fat log."
"Vern, you little sonofawhore you was under the porch!"
Hey, just out of idle curiosity, is buying a house all it's cracked up to be? We're thinking of getting one of those starter homes, you know, one of those patio homes. Probably something less than five years old. But I think we'll only be in this town for another 3-6 years. I mean, Im pretty sure we've got the income to cover mortgage (included taxes and insurance in escrow); but I'm worried there are hidden costs, like bills that you pay when you have a home that aren't usually paid by apartment dwellers. Are there signs I should look for around a house that tell me it's a shithole in disguise?
God, I'm fucking bored. You know what I miss? Chatrooms. They were like the best thing, because you could go in there, and sit and watch or join in - but without the hassle of real people. I mean, it didn't have an annoying speech pattern, it didn't smell funny, and if it was lame you could just leave without having to tell everyone "Oh, why am I leaving? Because you're fucking lame."
Why is it so fucking hot outside? It's too hot to do anything! WTF is with that? If I could go outside, I wouldn't have to sit here and blog as a default way of passing time.
Christ. I haven't taken enough lithium for this post.
Oh, and it's Stand By Me.
Chatrooms still exist.... IRC is still around man, you just gotta install a client (mIRC) and connect!
Stand by me is the second one, the first one is from a different movie.
You need to buy a house.
Taxes are eating you alive without the interest write off. If you don't itemize you must be getting killed.
Not to mention current market value in your area, which I happen to know something about.
If I were you I'd buy one this weekend.
You won't make much money on a house in 3 to 6 years because the purchase cost is front-end loaded. Even if it could be accounted a net loss, getting something back when you sell beats paying rent. Also look into paying down your principal (seperate check labeled as such) as a mid-term investment. Pays back at compound mortgage interest.You'll have a real nice downstroke for your second house.
In 3-6 years you'll break even or make a little bit of money. The closing costs and related fees generally get earned in the first 3-5 years. so...for you i'd say buying a house is 50/50 on profit. meanwhile, however, you'll get a tax break and establish credit, and those are good things.